New research from the Employee Benefit Research Institute and ICI found that most participants who were fully invested in Target Date Funds at year-end 2016 remained fully invested over the six-year period studied. This pattern of retention reflects the staying power of Target Date Funds and offers a closer look at how participants use them over time.
Washington, DC; August 27, 2025—A new report from the Investment Company Institute (ICI) and ISS Market Intelligence (MI) finds that most employees in large 403(b) plans subject to the Employee Retirement Income Security Act of 1974 (ERISA) receive employer contributions, giving them...
Target date funds (TDFs) 1 have steadily become a mainstream option among retirement investors, 2 with some academics describing TDFs as “one of the most important financial innovations for the typical American retail investor” in recent decades. 3 These strategies, which are popular...
Have you ever thought about running 401K? I know what you’re thinking—that’s almost 10 marathons! The good news is you can take a full career to cover the distance. And you’ll be in good company. About 60 million active participants and millions of former employees and retirees are in...
Washington, DC; May 3, 2022—Target date fund investing continues to be prevalent in 401(k) plans, particularly among younger 401(k) plan participants, according to an updated joint study released today by the Investment Company Institute (ICI) and the Employee Benefit Research...
Washington, DC; September 9, 2021—A growing number of investors save for retirement through target date funds (TDFs), according to a new joint report from the Investment Company Institute (ICI) and the Employee Benefit Research Institute (EBRI). The report provides insight into how...
Target Date Funds Remain Popular Investment in 401(k) Plans Younger plan participants most likely to hold them Washington, DC; March 4, 2021—Target date funds are a popular choice for 401(k) plans’ investment lineups, according to an updated joint study released today by the...
Target Date Funds Widely Used by Younger Plan Participants Equities remain dominant investment choice in 401(k) plans Washington, DC; September 10, 2018—Younger 401(k) plan participants have large allocations to target date and other types of balanced funds, according to a new joint...
